Stuff Could Be Different Now
This website is not inviting website users to rely on the contents of this website without further inquiry. Why? Well first, the information is going on six years old as of April, 2014. All the information used in this publication was disseminated beween 2001 and 2008.
If the past is any indicator of the future the insurance company requirements and policies have probably changed since this information was current.
I do however think a website visitor can get an idea of what hazards are and why insurance companies don't want to insure against them, helping to understand why insurance companies perform inspections in the first place.